Consolidate Your Debts and Take Control of Your Finances -

Simplify. Save. Stress Less.

If you’re juggling multiple debts — credit cards, car loans, or personal loans — you’re probably paying way more interest than you need to.


At LOANS UNEARTHED, we help Australians roll all their debts into one simple home loan with a lower rate and one easy monthly repayment.

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Why consolidate your debts?

One Simple Repayment
No more multiple due dates or juggling bills — just one manageable repayment that fits your budget.

Lower Interest Rates
Mortgage rates are usually much lower than credit card or personal loan rates — meaning you can save thousands in interest over time.

Free Up Cash Flow
Reduce your monthly outgoings and make room in your budget for what really matters.

Pay Off Your Debts Sooner
With a smarter loan structure, you can get debt-free faster and start building wealth sooner.

Who We Help

Whether you are juggling:

- Multiple credit cards

- Personal or payday loans

- Car loans

- Store accounts or other debts

we specialise in turning complex debt into a single, simple home loan tailored to you

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How We Make It Easy

1. Free Assessment - We review your current loans and compare these against hundreds of options from leading banks and lenders

2. Tailored Mortgage Solutions - We find the best home loan options to consolidate your debt

3. Fast & Hassle-Free Approval - Our team handles the paperwork, so you don't have to

4. Ongoing Support - We're here to guide you long after your loan is settled.

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a person stacking coins on top of a table

Why Choose LOANS UNEARTHED?

- Independent mortgage advice — we compare dozens of lenders for you.

- No upfront fees.

- Personalised strategies developed to help you take control of your finances and reduce stress.

- We’ve helped hundreds of Australians consolidate debt and save thousands.

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Start taking Control TODAY!

Don’t let high-interest debts hold you back any longer.


Let’s make your money work smarter, not harder.

No cost. No obligation. Just clear, expert advice!

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What our Clients say...

Janine Fogarty

Really appreciated the one-on-one advice. The team at Loans Unearthed made refinancing easy to understand and handled everything smoothly. Highly recommend Loans Unearthed for genuine, tailored service.

Amy Stevens

Tried various brokers for refinancing but Loans Unearthed really nailed it with competitive rates and straightforward advice. Truly hassle-free.

Stephen Myles

Opted to refinance so I could fund roll my car loans and credit cards into one easy repayment. The team at Loans Unearthed made the process seamless and straightforward.